Amma Two-wheeler Scheme: How to Apply and Who Can Benefit

Owning a two-wheeler can make travel easier, especially if you’re a working woman juggling daily responsibilities. The Amma Two-wheeler Scheme supports you with a government subsidy, helping you buy a vehicle at a lower cost. This scheme is meant to increase your independence, improve job access, and ease your daily commute. But to benefit from it, you must follow the correct application process. If you miss a step, you may lose the chance. Any errors or missed steps could lead to rejection. This guide covers the full process and the documents you will need. Bajaj Markets—a financial services marketplace—can also help you access loans and other financial support.

What is the Amma Two-wheeler Scheme

The Amma Two-wheeler Scheme is a welfare initiative launched by the Tamil Nadu government to support working women. It offers a 50% subsidy or up to ₹25,000 to help you buy a new two-wheeler. You cover the rest of the cost through your own funds or a loan. This scheme is designed to make daily travel easier, safer, and more affordable, especially if you rely on transport to reach your workplace. Here’s what the scheme includes:

• 50% subsidy or a maximum of ₹25,000 on a new two-wheeler

• Choice of scooter, moped, or gearless bike up to 125cc

• Purchase from authorised dealers only

• Support with registration, insurance, and ownership in your name

Who the Scheme is Meant For: Target Beneficiaries

Here’s a quick look at the types of working women this scheme is designed to support:

• Women who travel long distances for work and are the main earners in their families

• Women employed in shops, private businesses, and commercial establishments

• Registered workers in both organised and unorganised sectors

• Self-employed women involved in small trades, services, or home-based work

• Women working in government-supported projects, private institutions, or NGOs, including those on contract or daily wages

• Women involved with community-level groups such as Panchayat-Level Federations (PLFs), Village Poverty Reduction Committees (VPRCs), or Makkal Kattral Maiyams (Makamai)

• Women working as ASHA workers, bank facilitators, or banking correspondents

This scheme aims to improve access to safe and reliable transport for women whose income supports their household.

Who is Eligible to Apply: Key Criteria You Must Meet

Here’s a clear checklist to help you confirm if you're eligible for the Amma Two-wheeler Scheme:

• You must be a woman aged between 18 and 40

• You must be a native and resident of Tamil Nadu

• You must be engaged in income-generating work—salaried or self-employed

• You must have passed or appeared for the 8th standard examination

• Your annual family income must not exceed ₹2.5 lakh

• You must know how to ride and hold a valid driving licence or Learner Licence Registration (LLR) at the time of applying

• Only one woman per household is eligible for the scheme

Here’s who gets priority under the scheme:

• Widows, deserted women, and destitute women

• Women-headed households

• Women from remote, rural, or hilly areas

• Differently-abled women

• Unmarried women aged above 35

• Women from Scheduled Castes (SC), Scheduled Tribes (ST), and transgender individuals

Note: If you apply using an LLR, you must obtain a valid driving licence before submitting your subsidy claim. You must attach a copy of this licence and present the original for verification when requested.

What Documents Do You Need

Having the right documents ready makes the process faster. Missing documents may delay or reject your application. Here’s what you need:

• Proof of age: Birth certificate, school records, or any government-issued ID

• Proof of residence: Aadhaar card, voter ID, driving licence, or utility bill in your name

• Aadhaar card: Must be self-attested and clearly visible

• Driving licence or Learner’s Licence Registration (LLR): LLR is accepted at the time of applying, but you must submit a valid licence before claiming the subsidy

• Educational proof: Certificate or transfer certificate showing that you passed or appeared for the 8th standard

• Income certificate: Issued by employer or self-declared with valid supporting documents

• Employment proof: Employer ID card, salary slip, or certificate from a registered organisation or government project

• Community certificate: Required if you belong to SC/ST categories

• Priority category proof: Documents for widows, differently-abled women, unmarried women (35+), or any listed priority groups

• Bank passbook copy: Should show account details and IFSC code clearly

• Passport-size photograph: Recent and clear

• Proforma invoice or quotation: For the vehicle you plan to purchase

How to Apply for the Amma Two-wheeler Scheme

You must use a different application form depending on whether you live in a rural or urban area. Forms are available on the official Tamil Nadu Corporation for Development of Women website.

For Rural Areas

Here’s how to fill the application form for rural areas:

1. Fill out the form downloaded from the Tamil Nadu Corporation for Development of Women website (look for ‘Application Form – Rural’)

2. Attach a passport-size photograph in the space provided

3. Enter details of your district, block, and village panchayat

4. Provide your personal details such as name, date of birth, address, father or husband’s name, and educational qualification

5. Enter information about the vehicle you want to buy, including cost and how you plan to pay (own funds or loan)

6. Attach the invoice or quotation for the vehicle and provide your bank details if applying for a loan

7. List all documents submitted with the application

8. Write the date and place, then sign the form

9. Submit the completed form at your local Block Office or Urban Local Body (ULB)

For Urban Areas

Here’s how to fill out the application form for urban areas:

1. Fill out the form available on the Tamil Nadu Corporation for Development of Women website (look for ‘Application Form – Urban’)

2. Attach a passport-size photograph in the designated section

3. Enter the name of your district, corporation, municipality, town panchayat, and ward

4. Add your personal details, including name, address, date of birth, educational qualification, and guardian’s name

5. Provide driving licence or Learner’s Licence Registration (LLR) details along with the vehicle information

6. Attach the vehicle invoice or quotation and your bank details if you’re applying for a loan

7. List supporting documents such as Aadhaar card, community certificate, education proof, and ID from your employer if available

8. Write the date and place, then sign the form

How Bajaj Markets Can Help

Bajaj Markets is a financial services marketplace that helps you manage the cost not covered by the Amma Two-wheeler Scheme. If you need a loan to pay the remaining amount, you can compare two-wheeler loan options from multiple lenders in one place. You’ll find flexible EMI plans, competitive interest rates, and quick approvals. You can also explore insurance products and other financial tools to complete your purchase confidently. This makes the entire process faster, easier, and more affordable.